Grisbi is a very functional personal financial management program with a lot of features: checking, cash and liabilities accounts, several accounts with automatic contra entries, several currencies, including euro, arbitrary currency for every operation, money interchange fees, switch to euro account per account, description of the transactions with third parties, categories, sub-categories, financial year, notes, breakdown, transfers between accounts, even for accounts of different currencies, bank reconciliation, scheduled transactions, automatic recall of last transaction for every third party, nice and easy user interface, user manual, QIF import/export.